Spend Pre-Tax.
Ride more.

Spend Pre-Tax.
Ride more.

Use your HSA or FSA to buy eligible bikes and gear at Victory - and put roughly 30% more behind every dollar. We've partnered with Truemed to make it work right at checkout.

≈30%average savings* with pre-tax dollars

Exercise Is Medicine.

Spend Like It Is.

HSA and FSA accounts exist so you can use pre-tax money on things that treat, mitigate, or prevent a medical condition. Consistent movement is one of the most effective preventive tools there is — and that's exactly what a bike is for.

Partnership With Truemed

Partnership With Truemed

Through our partnership with Truemed, qualified riders can put those pre-tax dollars toward eligible bikes and gear at Victory. Because the money was never taxed, you effectively stretch every dollar by roughly 25–40%, depending on your bracket.

No new account, no reimbursement paperwork to chase, and no change to how you shop with us. Truemed handles eligibility, the clinical review, and IRS compliance behind the scenes.

≈30%* Average savings

Pre-tax dollars go further on qualifying purchases

Every bike Eligible

Road, gravel, mountain, e-bikes & commuters — even sale bikes

Hours To your letter

A licensed provider reviews and issues your LMN, usually fast

US HSA & FSA accepted

Available to U.S. customers with an active account.

Three steps at checkout.

From cart to confirmation, it's the checkout you already know — with one extra option.

Shop & add to cart

Shop & add to cart

Choose your bike and any eligible gear, then head to checkout the way you normally would.

Choose Truemed & qualify

Choose Truemed & qualify

Select Pay with HSA / FSA · Truemed as your payment method, then take a short, private health survey. An independent licensed provider reviews it and — if you qualify — issues your Letter of Medical Necessity, typically within hours.

Pay your way

Pay your way

Check out with your HSA / FSA card — or pay with any card and submit the itemized receipt and LMN to your plan administrator for reimbursement. Your order ships as usual.

Frequently Asked Questions

How does using my HSA/FSA account save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.

An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).

What are FSA and HSA accounts?

Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.

Can I use my HSA/ FSA at ENVE?

Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card. If you do not have sufficient HSA/FSA funds, you can split your payment between your credit card and HSA/FSA card

Can I use my regular credit card at checkout?

Yes. If you’d like to use your regular credit card, simply select that in Truemed checkout. After your purchase, Truemed will email you instructions on how to submit the receipt to your HSA/FSA administrator for reimbursement.

What is a Letter of Medical Necessity, and how is this compliant?

The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.

There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.

Are there fees associated with using Truemed's services?

There is no cost to you, as long as you are shopping with a Truemed partner merchant.

When should I use my FSA/HSA dollars?

You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!

How long does it take for me to receive my Letter of Medical Necessity?

Generally it takes 2-5 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.

I don’t have an HSA/FSA. Can I still benefit from Truemed? 

Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA.

I don’t live in the US. Can I still get reimbursed with Truemed?

Unfortunately, Truemed is currently only available in the United States.